PawnLedgerPawn software that keeps up with your counter.
Write a loan in under a minute. Police reporting built in. Loans, buys, retail, layaway, firearms and the books in one system — fast at the counter and tuned by a working pawnbroker.
Made for independent shops.
Your data is always yours
Full export of every table — customers, loans, inventory, ledgers — any time, in open formats. Leave whenever you want.
Built with a working pawnbroker
Every screen was shaped by a Tennessee pawnbroker with years behind the counter, and tuned for the line out the door on a Saturday.
Compliance in the math, not in your head
Per-state statutory rules — rates, holds, deadlines — drive the numbers. Every action lands in an append-only audit trail.
Your store, your own address
Each shop runs on its own secure address with its own logo on the counter, the receipts and the customer portal.
Reminders that redeem loans
SMS & email due-date nudges with a pay-online link — fewer forfeitures, more repeat customers.
Compliance built in
Daily police reports generated for you, statutory holds that block the sell button, 8300 cash thresholds watched.
Runs on the hardware you have
Any webcam, any barcode scanner, any label printer. Capture IDs and print tickets right at the counter.
One system, the whole shop.
Loans, retail, compliance, firearms, and the books — all in one place, all fast.
Counter-speed pawn loans
Scan an ID, describe the item in plain words, quote the money live, print a legal ticket with the full Truth-in-Lending box — under a minute, keyboard first.
Retail POS & layaway
Ring up sales with per-line Tennessee tax, take layaways with a printed payment schedule, handle returns, and run cash-drawer sessions balanced to the penny with Z-reports.
Police reporting, built in
Daily LeadsOnline-ready reports generate on schedule. Statutory holds physically block the sell button until they lapse; the 48-hour clocks are watched for you.
SMS & email reminders
Due-date and grace reminders keep loans redeeming instead of forfeiting, with a pay-online link the customer can open on their phone.
Webcam ID & item capture
Snap the customer's photo, ID and item pictures right at the counter from any webcam — attached to the record, ready for the report.
Firearms A&D bound book
An ATF-style acquisition & disposition record built in, with the 4473/NICS gate at disposition and an FFL transfer workflow. Syncs to FastBound when you connect it.
Buys, gold & holds
Outright buys with business-day holds, precious-metal purchases with dual signatures and next-day reporting, buy-sell agreements, police holds and ownership claims — all on timers.
Call list & customer scorecard
Who to call today, worst first, with each customer's redemption history at a glance — at the counter and on the phone.
Accounting export
A daily accounting journal plus full-table CSV exports your bookkeeper can actually import. IRS Form 8300 cash thresholds monitored automatically.
Contact us to learn more.
Tell us about your shop and what you run today. We'll get back to you, walk you through the system, and talk through what moving over would look like.
PawnLedger is run by pawnbrokers and the people who build it — not a call center.